10 Year Fixed Rate Mortgage 2.49% – No Fees – 60% LTV (Loan to Value) at First Direct

Get This Deal

Have been looking at mortgages and looks like a lot of the 5 year fixed deals have been hiked in rate. The 10 year fix for First Direct is still 2.49% which looks a very competitive long term mortgage deal with no fees

Obviously not for everyone due to the 60% Loan to Value but if you did have the capital and are looking for a long term fixed rate with the benefit of knowing what your payments will be in the next 10 years then maybe an option for you.

10-year fix at 2.49%
No fees – no booking fee – no arrangement fees
Max LTV is 60%
Unlimited overpayments without charge (see below)
If you fully repay your mortgage during the Fixed Rate period an Early Repayment Charge will apply. This charge is calculated at 3% of the original mortgage amount during first year of the Fixed Rate period and 2% of the original mortgage amount if the mortgage is closed in any subsequent year during the Fixed Rate period